WHAT IF MY DEBIT CARD WAS DECLINED?
Debit cards have a $1,000 daily transaction limit. This is to prevent major theft in the event your debit card is stolen and used to make purchases. If you attempt to make over $1,000 in single or aggregate purchases for a day your debit card will be declined.
If your available account balance is negative this will prevent further purchases on your card from being authorized. All debits previously authorized will be paid from the account even into overdraft. Additional fees may apply.
Effective July 1, 2010 if you have not "Opted In" to changes in Overdraft Practices then you will be prevented from making a Debit Card/ATM purchase if you do not have enough money in your account. See Overdraft Protection Changes.