ATM / Debit Card Theft

ATM and debit cards continue to be popular offerings for both our personal and business customers. They are a fast, convenient way to access cash and make payments directly from your Texas Heritage Bank account. The benefits of our ATM and debit cards are known and appreciated by our customers.

What you may not know are the risks that come with holding an ATM or debit card. A wide variety of scams can be perpetrated and the scams are becoming more prevalent. As your hometown bank, we wanted you to be aware of these risks and let you know what you can do to protect yourself.

How Fraud Occurs

In order for fraud to occur, a thief needs both your Personal ID number and the magnetic stripe information on the back of your card. If your card is stolen or duplicated, the thief has to find some way to get your PIN. Common methods used to steal or duplicate cards and obtain the PIN include:

Ways to Protect Your Accounts